Obamacare’s most unpopular provision is important. Here’s why.

Jim Cooke is looking to purchase health insurance this open enrollment period on Maryland Health Connection, the state’s Obamacare exchange. He usually pays the penalty for not having insurance, due to the individual mandate under the Affordable Care Act (ACA). But for him, this year is different.

“It’s not urgent, I’d just feel more comfortable,” Cooke told ThinkProgress. “I’m 61 now, and I think I better have this coverage.”

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